Legal

Terms & Conditions

Effective Date: October 26, 2026

Website terms of use

Acceptance of terms

By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, please discontinue use of the site.

Informational content only

Content on this site is provided for general informational purposes and does not constitute legal, tax, financial, or insurance advice. Coverage terms, eligibility, and availability vary by carrier, policy, and jurisdiction.

No guarantee of coverage

Submitting a request or communicating through this website does not bind coverage or create an insurance policy. Coverage is only in effect when confirmed by an authorized carrier and required documents are completed.

User responsibilities

You agree to provide accurate information and to use the website in a lawful manner. You may not misuse the website, attempt unauthorized access, or interfere with site functionality.

Third-party services

This website may use third-party tools and services, including form processing platforms and external links. We are not responsible for third-party terms, content, or privacy practices.

Limitation of liability

To the fullest extent permitted by law, Gino Saracho Insurance Agency is not liable for direct, indirect, incidental, or consequential damages arising from use of this website or reliance on its content.

Changes to terms

We may revise these Terms & Conditions at any time. Changes become effective when posted on this page.