Construction / Artisan Contractors

Construction and artisan contractors operate in environments where third-party injury, property damage, and completed operations claims can arise from active work and after project completion. General liability coverage is often the foundation and may need endorsements for additional insured requirements and contract wording.

Workers' compensation helps support your employees after covered workplace injuries, while commercial auto can protect owned, hired, and non-owned vehicles used between jobsites. For companies that rely on tools, mobile equipment, and material in transit, inland marine and equipment coverage can be equally important.

Depending on your operation, you may also need builders risk, installation floaters, pollution liability, or excess liability to address larger projects and contractual limits. Trade type, subcontractor use, payroll, and project scope all influence how coverage should be structured.

We help construction and artisan contractors review exposures line-by-line so the insurance program reflects real jobsite conditions and the obligations in your client and vendor agreements.