Janitorial

Janitorial businesses routinely work inside occupied buildings, around valuable equipment, and in spaces where slip-and-fall or property damage allegations can arise. General liability coverage is essential for third-party injury and damage claims connected to cleaning operations.

Because janitorial staff may handle keys, access systems, and sensitive areas, coverage planning should account for employee-related risk controls and service agreements. Inland marine or tools and equipment options may also help protect mobile cleaning equipment and supplies in transit.

Workers' compensation supports employees exposed to repetitive motion, lifting hazards, chemical handling, and late-shift conditions. If company vehicles are used between client locations, commercial auto should also be part of the program.

We help janitorial companies evaluate contracts, staffing models, site types, hours of operation, and claims trends to build insurance that supports dependable service and client confidence.