Trucking

Trucking operations face liability and property exposures on every trip, including highway accidents, weather events, theft, and delays that affect contracts and customer relationships. Primary auto liability and physical damage are central components of a trucking program.

Cargo insurance helps protect freight while in transit, and motor truck general liability may help with off-road incidents such as loading dock or terminal exposures. For certain operations, trailer interchange, non-trucking liability, and hired/non-owned auto may also be important.

Workers' compensation and occupational accident options should be reviewed in light of your employment model, while excess liability can be critical when contracts or risk tolerance demand higher limits. Filings and compliance obligations may vary by operation and jurisdiction.

We help trucking businesses assess vehicle schedules, radius of operation, commodities hauled, safety controls, prior losses, and contract terms so insurance can align with both regulatory and practical demands.